becs985 Forumite Posts: 1 Newbie
edited 2 September 2020 at 9:24PM in Debt-free wannabe
35k joint debt between myself and partner. We want to buy a house in the future so would like to know best option for clearing debt. 


  • fatbelly
    fatbelly Forumite Posts: 19,213
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    or Bankruptcy. or DRO. or budgeting.
    You'd be better posting a statement of affairs on the debt-free wannabe board and saying 'what should i do?' (format for mse)
    There's really nothing to go on on your post and this is a bit of a specialist board so doesn't get many views
  • sourcrates
    sourcrates Forumite, Ambassador Posts: 27,673
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Will move to DFW board.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- The "provit letter" is here-
  • Galloglass
    Galloglass Forumite Posts: 1,281
    1,000 Posts Third Anniversary Name Dropper Photogenic
    best option for clearing debt.
    A bit tongue in cheek but wonder if 6 years on one of the Costas might be a nice alternative to worrying all the time. Or 5 years if you are from north of the border.

    Don't see debt charities suggesting this as an alternative. 
    • All land is owned. If you are not on yours, you are on someone else's
    • When on someone else's be it a road, a pavement, a right of way or a property there are rules. Don't assume there are none.
    • "Free parking" doesn't mean free of rules. Check the rules and if you don't like them, go elsewhere
    • All land is owned. If you are not on yours, you are on someone else's and their rules apply.
    Just visiting - back in 2025
Meet your Ambassadors


  • All Categories
  • 338.9K Banking & Borrowing
  • 248.6K Reduce Debt & Boost Income
  • 447.6K Spending & Discounts
  • 230.8K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 171.1K Life & Family
  • 244K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards