DMP or IVA
becs985
Forumite Posts: 1 Newbie
35k joint debt between myself and partner. We want to buy a house in the future so would like to know best option for clearing debt.
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or Bankruptcy. or DRO. or budgeting.
You'd be better posting a statement of affairs on the debt-free wannabe board and saying 'what should i do?'
https://www.lemonfool.co.uk/financecalculators/soa.php (format for mse)
There's really nothing to go on on your post and this is a bit of a specialist board so doesn't get many views0 -
Will move to DFW board.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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best option for clearing debt.A bit tongue in cheek but wonder if 6 years on one of the Costas might be a nice alternative to worrying all the time. Or 5 years if you are from north of the border.
Don't see debt charities suggesting this as an alternative.- All land is owned. If you are not on yours, you are on someone else's
- When on someone else's be it a road, a pavement, a right of way or a property there are rules. Don't assume there are none.
- "Free parking" doesn't mean free of rules. Check the rules and if you don't like them, go elsewhere
- All land is owned. If you are not on yours, you are on someone else's and their rules apply.
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