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Nearly almost debt free

£58,009 paid back with help from Stepchange. £175.43 owed. One more payment. I’m so, so happy, grateful and can’t wait to put my DMP DD into an account to save it. Wow, who’d have thought I’d be thinking about savings!!! Stepchange saved my life. I’m no longer scared of white envelopes. Can’t wait to post in the debt free forum. 

Comments

  • Anawii
    Anawii Posts: 12 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Fantastic! Well done!  :) what an amazing effort!
    We have been paying off £22k over the last 3 years, we have £5k left so not as close as you but the end is in sigh! Due to pay increase we should be debt free by the end of the year, cant wait! 
  • JamieJ89
    JamieJ89 Posts: 102 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    That must have been tough, what a feeling though congratulations!
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,135 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Great achievement.  Well done and happy savings. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2025 #1 £667.95/£451.50
    Save £12k in 2025 #1 £12000/£12450
  • That is AMAZING!!!! What a day that will be!
    March 2020 - 21k of debt; September 2020 - 14k of debt. Debt free target date September 2021 
    Diary of paying down debt whilst living abroad:https://forums.moneysavingexpert.com/discussion/6181237/5-000-miles-and-even-more-pounds#latest


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