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Nearly 6 Years - 'In Default' accounts on Clear Score?
mk01
Posts: 17 Forumite
Hello All,
First off, this forum helped me a heck of a lot six years ago when I went Bankrupt. Thank you to everybody who was posting back then and to the website itself.
Anyhow, after 6 long years I'm nearly there. I'm reviewing my credit account on Clear Score and quite a few of the accounts from pre-bankruptcy are showing as 'IN DEFAULT'. How do I (If I need to) get these removed?
Any help is appreciated.
First off, this forum helped me a heck of a lot six years ago when I went Bankrupt. Thank you to everybody who was posting back then and to the website itself.
Anyhow, after 6 long years I'm nearly there. I'm reviewing my credit account on Clear Score and quite a few of the accounts from pre-bankruptcy are showing as 'IN DEFAULT'. How do I (If I need to) get these removed?
Any help is appreciated.
0
Comments
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You don`t need to do anything, on the 6 year anniversary of each default, they will drop off your file automatically.You should be checking your actual files on the 3 main CRA`s Experian, Equifax and Credit Karma, instead of a 3rd party hanger on.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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