We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Loan eligibility results... thoughts/advice please!
Options
Soft search eligibility giving guaranteed loan at 9%, or 95% likelihood of acceptance on a couple of others from 2.9% (rate not guaranteed so could be higher)..,
If I try for the lower rate one and either don’t get accepted, or get offered a poor interest rate, this is going to leave a hard search and potentially mean I lose the guaranteed offer? I suppose it’s safer to go with the guaranteed offer but hate to pay more than I need to.
If I try for the lower rate one and either don’t get accepted, or get offered a poor interest rate, this is going to leave a hard search and potentially mean I lose the guaranteed offer? I suppose it’s safer to go with the guaranteed offer but hate to pay more than I need to.
0
Comments
-
I'd apply for both. A couple of searches isn't a big deal.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards