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Loan eligibility results... thoughts/advice please!
Soft search eligibility giving guaranteed loan at 9%, or 95% likelihood of acceptance on a couple of others from 2.9% (rate not guaranteed so could be higher)..,
If I try for the lower rate one and either don’t get accepted, or get offered a poor interest rate, this is going to leave a hard search and potentially mean I lose the guaranteed offer? I suppose it’s safer to go with the guaranteed offer but hate to pay more than I need to.
If I try for the lower rate one and either don’t get accepted, or get offered a poor interest rate, this is going to leave a hard search and potentially mean I lose the guaranteed offer? I suppose it’s safer to go with the guaranteed offer but hate to pay more than I need to.
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I'd apply for both. A couple of searches isn't a big deal.0
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