We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A new royal start

1157158159160161163»

Comments

  • South_coast
    South_coast Posts: 6,124 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Men 🤦‍♀️!!!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • QueenJess
    QueenJess Posts: 4,643 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Men 🤦‍♀️!!!
    The other problem is he can polish off a 750g bag in a week, which is outrageous. I have threatened to get one of those pet food dispensing machines so he can have his rations everyday 😂
    2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 473🥉🥈🥇💎🏆
    Big kitchen declutter challenge 139/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • QueenJess
    QueenJess Posts: 4,643 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Been off work ill for a couple of days - I tried to work yesterday from home, but then got a migraine in the afternoon and spent the rest of the day in a darkened room. I’m not 100% sure it won’t come back today, so generally am avoiding screens (this one is in dark mode and the brightness turned down to the minimum), so won’t post a big post. I get really bad flashing lights with mine and then can’t see or do anything. Trying my best to be better for DD’s nativity play tomorrow.

    Not that much happening this end. Work is starting to get to me and I was considering hanging my notice in - I have little patience these days for jobs that are depressing since I am just a contractor anyway. That is now on hold as I can’t think straight when I’m ill. Technically the job finishes in Feb anyway.

    Had a chat with DH and the result of that was that he put his hard earning savings for the year into the mortgage, so it is now standing at £111,900. I am hoping we can get into 5 figures by the end of 2026. Somehow November I spent less than the budget on food and am under half the debt I had for groceries at the start of 2025. As long as I don’t go crazy, it should be possible to pay it all off in 2026 and then start fixing other categories and even (shock horror) actually save up money in advance/have saving buffers for certain categories.

    Other recent money things: saved £40 on this years house insurance compared to my budget estimate (the difference is paying down the grocery deficit), spent money on shoes for DS as he completely and utterly destroyed his - they had holes and were leaking. I think school shoes should last longer as these are way less than 1 year and weren’t cheap, although I suspect DS is also quite hard on his shoes…

    Got a few bits and pieces to get for Xmas, but then it’ll just be food. I will be melting chocolate into shapes for the kids as their usual stocking gift.

    Even though I was not feeling great, I shut all the blinds and made minestrone soup for lunch. I also made banana and chocolate chip flapjacks for good measure.  Leftover soup will be for tomorrow’s lunch. Dinner tonight should be tomato pasta with garlic bread, although need to check first if there are any leftovers in the fridge that need to be used up. Dessert is steamed jam sponge (made in the slow cooker at the weekend) and custard.

    I aim to spend slightly more on food this month to slightly stock up and take the pressure of the start of Jan. Plus I’m making the most of ys offers - there is always ys organic cream in the sm each week. I made a chocolate mousse a couple of weeks ago and this week made a huge batch of vanilla ice cream.

    Better go and stop looking at screens.
    2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 473🥉🥈🥇💎🏆
    Big kitchen declutter challenge 139/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.9K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.