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2021 Step Change Financial Solutions

Options
Called them today, seem fairly knowledgable discussing potential post dmp Mortgage availability options.
Whilst I consider sell/purchase next year, are they considered whole of the market.
Though maybe deposits could drop from 25~%-15~% during 2021.
Thanks
Dmp until mid 2021 when final default drops Feb 21.
 
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    And your question is ?
    Well done on going to Step change ( good guys )
    It's also a good idea to wait till next Feb/March 2021 when your credit file won't have any defaults.
    If you can build up savings and equity while also reducing debts/outgoings.
    Do you need the gym membership, SKY movies/sport, etc
    Check your outgoings from the bank account each month.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 26 August 2020 at 9:42PM
    dimbo61 said:
    And your question is ? Are Step Change Solutions similar to whole of the Market Mortgage brokers.
    Well done on going to Step change ( good guys )
    It's also a good idea to wait till next Feb/March 2021 when your credit file won't have any defaults.

    Thanks It will be late 2021 possibly 2022 if required.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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