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Application pack sent

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Hi there.

I just received a text from Santander:

An application pack has been sent for you to review.  Please send us any supporting documentation we've asked for so we can go ahead with your application.

Had my mortgage appointment yesterday and was told it was being sent to underwriters.  In respect of the application pack, does anybody know what more they might request?  Also, does anybody know if the go ahead and book the valuation prior to you being approved?  

Thanks
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