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FTB and defaults
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JW96
Posts: 9 Forumite
Wondering if any MAs can advise as to approx interest rates for this situation? Trying to work out whether, if an ideal property comes up, we should go for it or should hold on as we're only 24 and 26.
FTB looking to buy with FTB partner.
Combined income: £54,000. Secure jobs.
Deposit: £39,000
House price: 230,000-250,000 so around (at least) 85% LTV.
My credit file is clear. Partner has a default from Jan 2018 £1422 (so turning 3 years in this coming Jan) and a default for around £20 something from 18 months ago.
FTB looking to buy with FTB partner.
Combined income: £54,000. Secure jobs.
Deposit: £39,000
House price: 230,000-250,000 so around (at least) 85% LTV.
My credit file is clear. Partner has a default from Jan 2018 £1422 (so turning 3 years in this coming Jan) and a default for around £20 something from 18 months ago.
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