Furlough mortgage help

London68164

Does anyone know of any mortgage lenders who currently are not requiring evidence of return to work documents for furlough employees and just happy with salary related affordability checks? My other half and I are first time buyers of a new build but awaiting another mortgage offer after the previous one expired. My other half unfortunately is now on furlough and there is no imminent news of a return to work.

xMeganCL

I'm on flexible furlough at the moment and in the middle of an application. My mortgage advisor checked before I applied and they said that I needed a 15% deposit but that being on furlough wasn't an issue. They haven't asked me for any return to work documents as of yet anyway.

London68164

xMeganCL said:

I'm on flexible furlough at the moment and in the middle of an application. My mortgage advisor checked before I applied and they said that I needed a 15% deposit but that being on furlough wasn't an issue. They haven't asked me for any return to work documents as of yet anyway.

Can I check this was with the help to buy scheme?

xMeganCL

London68164 said:

xMeganCL said:

I'm on flexible furlough at the moment and in the middle of an application. My mortgage advisor checked before I applied and they said that I needed a 15% deposit but that being on furlough wasn't an issue. They haven't asked me for any return to work documents as of yet anyway.

Can I check this was with the help to buy scheme?

Oh, no it wasn't, sorry!