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Shocked by mortgage appointment - is this right?!
Comments
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Even if we can afford repayments on my husband's salary as the main breadwinner? If I was a stay at home mum would we be refused a mortgage?Brock_and_Roll said:The elephant in the room here for me (as an old school banker) is "newly self employed" - from a lending perspective this should be a big fat zero until at least 18 months of trading under the belt.0 -
As far as I am aware they are not using OP's income for the application. Only the partners employed incomeBrock_and_Roll said:The elephant in the room here for me (as an old school banker) is "newly self employed" - from a lending perspective this should be a big fat zero until at least 18 months of trading under the belt.0 -
Brock_and_Roll said:The elephant in the room here for me (as an old school banker) is "newly self employed" - from a lending perspective this should be a big fat zero until at least 18 months of trading under the belt.
Surely an 'old school banker' would have been throwing money at a customer. That's what contributed to the financial crisis in 2008 didn't it?1
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