Santander Loan Form not working?

gmclean
gmclean Posts: 7 Forumite
Part of the Furniture First Post Combo Breaker
Off the back of the latest email, as it's something I've been meaning to do for a while, I started the application form for a Cahoot Loan (hoping for 2.8% APR as currently paying 16% and trying to get my debt down!).
Unfortunately the form itself stops working when I try and enter a second home address, entering the postcode and clicking the 'Find Address' button does nothing so I can't get past that screen.
Anyone else having that issue? I've tried it on Safari and Chrome... v.frustrating! I know I likely won't get the lowest APR but anything below the 16% would've been a huge help.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 19 August 2020 at 11:04AM
    May be a blessing. 

    If, as your current APR suggests, your credit history isn't great, then don't chase after the lowest rate as you're increasing your chances of rejection or a high downsell date 

    Try somewhere a little further down the table where you're more likely to be successful.
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,770 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    I've had a few of these "computer says no" moments when applying for credit cards in the past when not having 3 years UK address history. Try multiple browsers on diferent PCs and disable all adblock/VPN software. If that fails you may be able to apply over the phone if you call them. Short of that, not much else you can do.
  • I've had a few of these "computer says no" moments when applying for credit cards in the past when not having 3 years UK address history. Try multiple browsers on diferent PCs and disable all adblock/VPN software. If that fails you may be able to apply over the phone if you call them. Short of that, not much else you can do.
    Agreed. Bank software usually behaves weirdly when you have some extensions in your browser. You can try with your incognito mode, this ways it usually works for me
    This is good tool if you need to check cashing near your location https://directloantransfer.com/blog/check-cashing-near-me/ 
  • May be a blessing. 

    If, as your current APR suggests, your credit history isn't great, then don't chase after the lowest rate as you're increasing your chances of rejection or a high downsell date 

    Try somewhere a little further down the table where you're more likely to be successful.
    My credit history is fine, I have two remaining debts - this loan, and a credit card debt which I have on a 0% offer which has 11 months left to go, haven't applied for anything in the last 14 months.
    Like I said, my issue was with the application form.
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