Unable to get a mortgage - bankruptcy

7 Posts

Hi, my situation is as follows. My husband went bankrupt in June 2016, and we were told in January of this year by London & Country we needed to wait until he had been discharged for 3 years before applying for a mortgage. I currently own my house (hubby doesn’t) but we are wanting to move to a bigger house. Then covid happened and we have since been told by another broker in July that none of the lenders will accept us now due to the pandemic until he has been discharged for 6 years. There was only one lender who would consider us but they were asking for a 25% deposit and had over a 7% interest rate! Just wondered if anyone had had any luck with securing a mortgage in a similar situation to ours?
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