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Precise mortgage AIP with defult
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HS12345
Posts: 2 Newbie

Hi,
I’m looking for some advice on how successful you think my application will be!!
I’m looking for some advice on how successful you think my application will be!!
I’ve got 6 defaults on my credit file all from 2017/Jan 2018.
All settled via a DMP by Jan 2019
No other credit taken out apart from car on finance. No missed payments or anything since then.
Precise are the only ones who would offer to lend to us we passed the AIP and have reserved a new build plot. But after speaking with some friends they don’t seem to think Precise lend to anyone with more than 5 defaults or someone who’s had a DMP settled within the last 36 months.
Precise are the only ones who would offer to lend to us we passed the AIP and have reserved a new build plot. But after speaking with some friends they don’t seem to think Precise lend to anyone with more than 5 defaults or someone who’s had a DMP settled within the last 36 months.
Has anyone else had anything like this? My boyfriend is squeaky clean credit score and I’m so panicked and nervous it won’t go through when it’s all my fault and we’ve saved so hard for our deposit!!
Thanks
0
Comments
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https://www.precisemortgages.co.uk/Criteria/Glossary
That's their lending criteria.
I'm assuming you have used and broker, filled out a fact find and provided all your credit history reports?
Mortgage started 2020, aiming to clear 31/12/2029.0
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