DRO and Utility Bills in Another Person's Name
in Bankruptcy & living with it
9 replies 193 views
I'm currently applying for a DRO and have declared a utility bill on the application. This was for an old property I moved out from about a year ago. I only received this a few months ago and I'm not sure why as the account was always paid off in time.
I'm in a new house now and our current provider is the same as the one I hold the debt with. I'm not the person named on my account at my new address and my new housemate is in charge of it.
How does this work? It's for an old property I lived at about a year ago. The debt isn't on the account for our address now, the current account holder didn't live at my old address, and I'm not named on the new account.
They were also planning on moving out soon so I'd be taking over the account at some point. I'm not sure if that changes anything.
I will be speaking to my DRO advisor this week about this but wanted to ask here too. Any advice?
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My question is what actually happens in this case... I've been told several things e.g: 1) nothing will happen and it will get wiped off along with the other declared debts 2) it doesn't get wiped off and goes to the account holder of my current address (even though they didn't live at the listed address the debt was owed at). 3) it would get paid off and we may have to go on a pay as you go credit meter. I have declared it but I've heard several things about what this means - see above.
When you try to take the account over, however, I wouldn't be too surprised if they insist on prepayment meters, or refuse to put you on anything other than a standard tariff.
Thanks, I thought so. It's just been on my mind along with many other things during this process. Hopefully all will be well.
If there was another adult in the property at the time that the energy was being used, the company that owns the debt could take action against them.
It will have no affect on your present supply.