We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Kensington Mortgages
Nellie91_2
Posts: 7 Forumite
Hi,
Myself and my husband are looking into a mortgage at the end of this year beginning of next year. We are first time buyers. My husband has a less than perfect credit score with some defaults he is currently clearing. The broker we have sought advice from has said they will do a DIP with Kensington Mortgages when my husbands defaults are over 2 years old as we will fit their criteria. Hence the few months of waiting. I was just wondering what agency Kensington use to credit score? We’ve got up to date reports for both of us but know some lenders use different agencies.
Myself and my husband are looking into a mortgage at the end of this year beginning of next year. We are first time buyers. My husband has a less than perfect credit score with some defaults he is currently clearing. The broker we have sought advice from has said they will do a DIP with Kensington Mortgages when my husbands defaults are over 2 years old as we will fit their criteria. Hence the few months of waiting. I was just wondering what agency Kensington use to credit score? We’ve got up to date reports for both of us but know some lenders use different agencies.
0
Comments
-
hello, when I had an application in, it was done with Experian and Equifax. If you have nothing to hide it shouldn’t matter though, so declare everything to your broker. I see a lot of horror stories of these things ending in tears because of undeclared debts.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards