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Barclays rate switch - affordability / credit

allenrice
Posts: 4 Newbie

Has anyone had any experience with this? We’re existing customers coming to the end of our current term and being offered a switch to other more preferential rates.
Understand there’s no further affordability assessment but do you know if a credit check is made? My partners file is good and clean but mine has some blemishes... wondering whether the best bet is to wait until mine begins to recover...
Understand there’s no further affordability assessment but do you know if a credit check is made? My partners file is good and clean but mine has some blemishes... wondering whether the best bet is to wait until mine begins to recover...
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no credit check is madeI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1
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