We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Am I eligible?

We sold our home in the UK last year and are travelling for a while before coming back to buy a new principle residence there. I have three rental properties. We are UK citizens and the UK is our tax jurisdiction. Am I eligible to benefit from the stamp duty holiday, as we’ll be buying a new home to actually live in, not to rent out? Thanks for your thoughts. 

Comments

  • Grumpy_chap
    Grumpy_chap Posts: 18,877 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Yes, you will benefit from the reduction in stamp duty rates.  AIUI, you will still be liable for the 3% second property SDLT.  If you sold principal residence and are buying new principal residence, then this may give you relief on the second property tax.
  • Thanks. I should have phrased my question more clearly. I’d like to know if I’m eligible for the 0% stamp duty rate up to £500,000, given that I will be buying a principle residence, and have no other residence.


  • Grumpy_chap
    Grumpy_chap Posts: 18,877 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If you sold principal residence and buy principal residence within time limit (I think 2 years).
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.