We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Santander - FAST mortgage offer !!!
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
BTL mortgage 75% of £420k
my credit rating is like platinum -never issues
Applied for about 2 weeks ago. Agreed subject to valuation within 48 hours.
my credit rating is like platinum -never issues
Applied for about 2 weeks ago. Agreed subject to valuation within 48 hours.
Valuation THIS MORNING
Text to say offer issued THIS AFTERNOON !
Text to say offer issued THIS AFTERNOON !
Wow 
0
Comments
-
Lots of money to lend
25%deposit and clean credit history plus £60,000/70,000 income0 -
Wow that is super quick. Hoping mines
is the same. But we are 85% LTV so I’d expect it to be a bit longer than yours!
0 -
My application with 75% LTV went in today. Fingers crossed.
0 -
Did you get many text updates from Santander?Densol said:BTL mortgage 75% of £420k
my credit rating is like platinum -never issues
Applied for about 2 weeks ago. Agreed subject to valuation within 48 hours.Valuation THIS MORNING
Text to say offer issued THIS AFTERNOON !Wow0 -
On day the application was considered - text to confirm application and soft search on credit filefirsttimebuyerlpl said: hi
Did you get many text updates from Santander?Densol said:BTL mortgage 75% of £420k
my credit rating is like platinum -never issues
Applied for about 2 weeks ago. Agreed subject to valuation within 48 hours.Valuation THIS MORNING
Text to say offer issued THIS AFTERNOON !Wow
then today with mortgage offer by text0 -
Cool thank you. Hoping ours is a quick turnaround. Nothing on my Experian credit file yet.0
-
@hannah2283 have you heard anything further ?0
-
I haven’t no. I’m assuming that no news is good news etc...firsttimebuyerlpl said:@hannah2283 have you heard anything further ?0 -
Santander applications function like a rifle barrel.
Incredible if it doesn’t touch the sides, horrendous if it does.
I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.3 -
We had the same with Halifax. Offer less than 24 hours after application. Consider ourselves very lucky when reading some of the stories on here!
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards