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applying for a loan
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hi, if I apply for a loan that offers say a rate of 3% interest (but they only have to offer this to 51% of the applicants) , they accept my application but offer a higher rate of interest of say 4.5%(I e. I'm one of the 49%), I decide i do t want this so decline it, will this affect my credit rating???
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There will be a hard search. One won't be a problem but two in six months is realistically the maximum you want before lenders start getting a bit skittish.1
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