We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Anyone used Mansfield building society?

as above, has anyone used them? Or anyone else in a similar situation They? They are basically our last resort. We don't fit the criteria for any other lender right now and a family member has finished building our house & now we can't buy it 😢 

We were going to go with Bluestone but our broker says their criteria has changed and they're currently not lending on new builds.

Info on us -
*Purchase price 300k
*Mortgage required 165k
* LTV 54%
*Concessionary purchase 
*Active DMP that has been paid every month for 5 years 
*defaults that are 4 and 5 years old. One thats just over 2 years old which I've tried to contest as they are paid via Stepchange and have been for over 5 years.

Thanks
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.