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Npower Arrears Mortgage Application
mtwtfss
Posts: 2 Newbie
Hi, I have applied AIP with Santander through online application however it has been declined with no reasons given. My husband has a mortgage with Santander and we would like to apply in joint name to move to a bigger house. My husband credit history is clean. However I had adverse credit with Npower and it has been settled in 2017.
Then weawe AIP with Halifax and it has been successful. Now I am in the process of put in mortgage application with Halifax. Do you think we stand a chance to get mortgage approval from Halifax?
We would like to borrow about 277k (75%LTV). We have deposit 94k a(saving and equity).Both no debt and only a hire purchase with monthly payment 290. I have attached the Npower Arrears from my credit report.
Thanks.
Then weawe AIP with Halifax and it has been successful. Now I am in the process of put in mortgage application with Halifax. Do you think we stand a chance to get mortgage approval from Halifax?
We would like to borrow about 277k (75%LTV). We have deposit 94k a(saving and equity).Both no debt and only a hire purchase with monthly payment 290. I have attached the Npower Arrears from my credit report.
Thanks.
0
Comments
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Yes as there's two applicants, my partner had adverse reports recorded. However, he was rejected without a partner in the mortgage. Makes sense as then they aren't dependent on one person to make an overall decision. I'm not an expert tho.1
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