AIP

Carl2510

My current mortgage advisor is on leave until 13th of August.

i Need an AIP doing so I can do an early bird reservation on a new build.

is it worth me going to a diff advisor for it and will they charge me or am I better just doing it myself?

thanks.

Carl2510

Anyone?

im a straight forward case.

gjheward91

you can do one yourself on most lenders websites, most are soft searches too so it won't affect your credit score

Carl2510

gjheward91 said:

you can do one yourself on most lenders websites, most are soft searches too so it won't affect your credit score

Thanks for your reply,

I am slightly nervous to do it myself incase I do it wrong do a lot of people do it themselves?

haras_n0sirrah

You can use a different mortgage advisor, wait for yours to come back or do it yourself 
Have you been charged by your advisor or is there any reason you are tied to them?

Carl2510

Ooo haras_n0sirrah said:

You can use a different mortgage advisor, wait for yours to come back or do it yourself 
Have you been charged by your advisor or is there any reason you are tied to them?

I am not tied to him no, I just like him after he helped me remortgage and he was very helpful and doesn’t charge gets it from lenders side. 

Carl2510

But obviously I don’t want to be waiting until 13th as I want to get an early bird reservation sorted.

haras_n0sirrah

I guess that is the choice you need to make - whether to wait or change
Is there a discount with the early bird reservation that you would lose?

Carl2510

No Discount just want first chance when it’s released Is there any negatives to doing your own AIP

[Deleted User]

Does the developer have a broker they want to refer you to?   It might be that a conversation is enough to satisfy the requirements and you can wait until your own one comes back

Carl2510

Deleted_User said:

Does the developer have a broker they want to refer you to?   It might be that a conversation is enough to satisfy the requirements and you can wait until your own one comes back

I have emailed and asked, thanks