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Advice on options please
System
Posts: 178,364 Community Admin
This discussion was created from comments split from: DMP mutual support thread part 13 !!.
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Hi there.
Just wanted some advice. I've been looking at the forum for the past few weeks but just joined today.
To sum up.
I pay £440p/m for mortgage
I have 2 personal loans.
One has 8.5k remaining and the other 6.6k. Combined Payments are £340 p/m.
I have a pcp car finance at £170 p/m
As soon as payday comes. And after all my bills and loans come out. I'm in my overdraft after a few days. And I am in it until the next pay day. Then the cycle begins again.
I am increasingly getting deeper into my overdraft each month
I live by myself and become worried about it getting worse and worse each month.
I have called a Payplan and they advised a DMP but I'm not sure if that's the right route?
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