Voluntary NI Contributions: Class 3 or Class 2

edited 30 July 2020 at 4:15PM in Pensions, Annuities & Retirement Planning
4 replies 111 views
KeithOwenKeithOwen Forumite
14 Posts
10 Posts
I've been living and working in Germany for the past 20 years, but thinking about retiring early & returning to the UK soon. I did not pay NI whilst I was in Germany, but on checking it seems I can voluntarily pay for about the past 13 years. This seems to be worth it, to get to the 35 years threshold for full pension. This brings me to my question: I have read NI38 about Class 3 vs Class 2 contributions. It seems to imply that you must be self-employed (which i was not) to qualify for Class 2 contributions. However I did talk to the Future Pensions guys and they implied that I was eligible for Class 2 because I was working outside the UK. Can anyone shed any light on NI38?


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