HSBC mortgage, no progress

Process90

chillicheesedog said:

Well done, that's quick for HSBC.
Tried to upload the now signed doc and link says case not found 😂 what an absolute shamble. Emailed our MA with it and told him to upload it instead! 

I'd use your MA for everything in regards to HSBC atm. Communication, doc uploads, the lot.

They're seemingly useless with anything that isn't straight forward.

muhammad_minar

So nice to hear about the successful mortgage offer for some - gives hope to some of us still waiting. In with Santander - timeline;

July 9 - DIP and Full application with documents attached
July 10 - documents accepted and application passed to underwriters
July 21st - request for additional documents
July 22nd - documents sent and accepted and passed back to underwriter
July 24 - physical survey completed
July 27 - request for additional info. Sent same day and accepted. Passed back to underwriter
July 29 - survey report recieved

now waiting for decision... so frustrating

chillicheesedog

I cannot believe it but we just had our mortgage offer!!! 
It was approved within the last hour 😭
I actually can't believe it, I've been agonising over this for weeks! 

For anyone wondering:
- Application submitted on the 3rd of July direct with HSBC via their MA.
-  We are permanent full time and self employed (director of limited company)
- valuation done 9th of July
- request for more documents on the 14th of July, sent the same day.
- escalated by MA on the 29th
- signed docs by accountant requested today, sent within an hour and got approved today! 
🥳

@Process90 yours should be soon then, try and get it escalated with MA if you can! 

Process90

chillicheesedog said:

I cannot believe it but we just had our mortgage offer!!! 
It was approved within the last hour 😭
I actually can't believe it, I've been agonising over this for weeks! 

For anyone wondering:
- Application submitted on the 3rd of July direct with HSBC via their MA.
-  We are permanent full time and self employed (director of limited company)
- valuation done 9th of July
- request for more documents on the 14th of July, sent the same day.
- escalated by MA on the 29th
- signed docs by accountant requested today, sent within an hour and got approved today! 
🥳

@Process90 yours should be soon then, try and get it escalated with MA if you can! 

Congratulations!! One of the most stressful times of your life is over!

Thrugelmir

Process90 said:

chillicheesedog said:

I cannot believe it but we just had our mortgage offer!!! 
It was approved within the last hour 😭
I actually can't believe it, I've been agonising over this for weeks! 

For anyone wondering:
- Application submitted on the 3rd of July direct with HSBC via their MA.
-  We are permanent full time and self employed (director of limited company)
- valuation done 9th of July
- request for more documents on the 14th of July, sent the same day.
- escalated by MA on the 29th
- signed docs by accountant requested today, sent within an hour and got approved today! 
🥳

@Process90 yours should be soon then, try and get it escalated with MA if you can! 

Congratulations!! One of the most stressful times of your life is over!

Probably not. The buying/selling process is fraught with emotion and other peoples agendas. 

kannaiah

I paid fee of £999 to get mortgage offer. I'm wondering if in any case sale doesn't go through will I be losing the fee?

The document says the fee is non-refundable.