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Can an HSBC mortgage offer be transferred to another property?
Heres_the_deal
Posts: 194 Forumite
As per the title really.
Due to possible chain breakdown etc.
Due to possible chain breakdown etc.
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Comments
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Depends on the terms. Most lenders will do another valuation on the new property and reissue the mortgage offer as long as it fits in the same LTV etc.
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The mortgage will be the same or less than our current offer- low LTV. Will the interest rates on the current offer be maintained, or will they be at the new rate? (they've increased since we were offered the mortgage)520d2012 said:Depends on the terms. Most lenders will do another valuation on the new property and reissue the mortgage offer as long as it fits in the same LTV etc.0 -
The rate will be the same as the product you applied for so long as they don’t do another application.0
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That's the information I'm trying to find out: Do I have to apply again, or will it be transferred.520d2012 said:The rate will be the same as the product you applied for so long as they don’t do another application.0 -
Our broker has told us that HSBC will just transfer it over to a new property should our current one fall through.0
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From the information you have provided it looks like you won’t need to apply again.Heres_the_deal said:
That's the information I'm trying to find out: Do I have to apply again, or will it be transferred.520d2012 said:The rate will be the same as the product you applied for so long as they don’t do another application.
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Did yours get ported? We're being told now that 90% LTV have been removed we can't port over...0
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We had enough of the whole saga and completely pulled out of the buying process so never asked. Shame really as it was a good deal before they changed the interest rates.nicthemighty said:Did yours get ported? We're being told now that 90% LTV have been removed we can't port over...0 -
Change of property will be allowed through a post application amendment so the product will still be valid but they may do futher underwriting on income if they want to0
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Hi did you find out any information on this?Heres_the_deal said:As per the title really.
Due to possible chain breakdown etc.I am in a similar position some advise would be greatly appreciated0
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