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CSA fines and fees

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Hi, 
I have being paying child support for 4 years without missing any payments. I was contact with a initial letter and also a final reminder on 28th Dec 2019 that my payments had changed and that I had underpaid. Please note I did pay but it was under what the new balance should have been. It was £150 short 

when i contact CSA they advised I only had 5 days to contact them before I move to deduction of earnings and because it was now 4th of June I had missed the time frame. 

Since then I have moved to deduction from earnings and have to pay £60 collection fees each month for 13 months 

it seems extremely unfair that I should pay £700+ collection fees over a year. Has anyone experienced this before ?

Comments

  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    what happened between Dec and Jun?
  • diego_94
    diego_94 Posts: 222 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    How have you ended up underpaying?  You need to understand why this has happened.
  • ZaSa1418
    ZaSa1418 Posts: 651 Forumite
    500 Posts Third Anniversary Name Dropper
    That is a little unfair, do you speak to your ex, could you ask her if she would be happy going back to direct pay? If so she could ask the CMS to do this as she will also get a deduction to the amount she gets at the moment.
    You probably should have contacted them sooner though unless you had circumstances where that was not possible. 
    LBM Debt Total : £48,326.50

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  • kimplus8
    kimplus8 Posts: 994 Forumite
    Ninth Anniversary 500 Posts Name Dropper Photogenic
    They would have written to you more than one to tell you about the increase, once as a projected annual review, then confirmation of the annual review and thirdly a payment schedule. How did you miss all 3 notifications? They would also have chased u up, the only way they would know that you have been underpaying is if your ex reported it to them as they don’t monitor direct payments only collect and pay. 
    I’m afraid unless there is a significant reason as to why you have been underpaying you will need to just accept the additional fees for 13 months as by law the CMS have acted correctly.
    Just a single mum, working full time, bit of a nutcase, but mostly sensible, wanting to be Mortgage free by 2035 or less!
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