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Pepper money mortgages

Hi, 
Currently been declined by a high street bank so have been advised to apply for a mortgage with pepper money.
We are first time buyers with a decent deposit. My husband is self employed and has 1 year of accounts and I myself work part time. We both have excellent credit history and no defaults etc, however my husband has insurance for his job which has been taken out as  credit agreement but this is being paid off monthly as you would with normal insurance.
Can anyone suggest how likely we are to get a mortgage with pepper money based on this? And what others reviews are? 

Thanks all.
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