Nationwide Mortgage Experience - New Applicant!

lemliss

Updated timeline for ours now 

Where we are at with ours (Nationwide)
Dip - 2nd July - accept 
Full application- 8th July
Requested payslips and ID - 9th July
Valuation booked on 13th July for the 20th
Hard credit check - 19th July
Valuation-  20th July
Requested further documents (letter confirming I am back from furlough leave) - 22nd July 
Requested July payslip confirming I am back from furlough (despite having employment letter) - 27 July
Found out valuation had not been carried out as needed to be a physical one - 28th July
Valuation rebooked for a weeks time-29th July
Physical Valuation carried out - 5th August

becky_b3

We have finally received our mortgage offer text! 

Here’s our Nationwide Mortgage Timeline so far...

02/07 - Application made
07/07 - Text to say valuation booked
10/07 - Valuation done
15/07 - Text saying valuation has been done and then a text straight after saying the valuation was approved.
21/07 - Nationwide requested more information on previous debt.
10/08 - Mortgage offer by text!

Good luck to everyone else! 

Now we’ve just got to make sure the offer they have made is similar to the DIP! I wonder how long it’ll be before we receive the offer through the post?!

FTBNorthernIreland

becky_b3 said:

We have finally received our mortgage offer text! 

Here’s our Nationwide Mortgage Timeline so far...

02/07 - Application made
07/07 - Text to say valuation booked
10/07 - Valuation done
15/07 - Text saying valuation has been done and then a text straight after saying the valuation was approved.
21/07 - Nationwide requested more information on previous debt.
10/08 - Mortgage offer by text!

Good luck to everyone else! 

Now we’ve just got to make sure the offer they have made is similar to the DIP! I wonder how long it’ll be before we receive the offer through the post?!

Congrats!!! We had our hard search done yesterday, hopefully means it’s with the underwriter.

thaddy

becky_b3 said:

We have finally received our mortgage offer text! 

Here’s our Nationwide Mortgage Timeline so far...

02/07 - Application made
07/07 - Text to say valuation booked
10/07 - Valuation done
15/07 - Text saying valuation has been done and then a text straight after saying the valuation was approved.
21/07 - Nationwide requested more information on previous debt.
10/08 - Mortgage offer by text!

Good luck to everyone else! 

Now we’ve just got to make sure the offer they have made is similar to the DIP! I wonder how long it’ll be before we receive the offer through the post?!

That's amazing news...congratulations! We are still waiting for our outcome and hoping to hear something this week

firsttimebuyerlpl

Nationwide have completed got our valuation wrong. They said there is an old industrial park behind the house that is due to re development - this has already been redeveloped and it now  aPolice HQ. They also said there is a large electricity station in the near vicinity  - there is not! Clearly no one went out to value the house and check the area because of they did they would see the old industrial area is completely renovated to a Police HQ and nothing else will be going in there!! Sounds as if they dont a desktop valuation because if they did they would see the changes mentioned. Our MA has escalated to the BDM as he believe its the most ridiculous thing he's ever hear - he knows the area well

lemliss

firsttimebuyerlpl said:

Nationwide have completed got our valuation wrong. They said there is an old industrial park behind the house that is due to re development - this has already been redeveloped and it now  aPolice HQ. They also said there is a large electricity station in the near vicinity  - there is not! Clearly no one went out to value the house and check the area because of they did they would see the old industrial area is completely renovated to a Police HQ and nothing else will be going in there!! Sounds as if they dont a desktop valuation because if they did they would see the changes mentioned. Our MA has escalated to the BDM as he believe its the most ridiculous thing he's ever hear - he knows the area well

They tried to ring 'site' for ours for 9 days and then gave up. I live in my house, we rent it. I told them this from the start. They aren't getting a good rep at the moment x