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Hatachi

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I’ve just applied for a loan with hatachi and been denied. 
I’m with hatachi at the minute with a loan for a car I owe £327 which is not due till the 11th of next month. I’ve never missed a payment and not taken any other loans or credit out for anything else. Not open till Monday so can’t call. Just wondering if I’ll be denied again or due to it being a robot it’s just a small case of talking to a person? 
Thanks for any advice 

Comments

  • [Deleted User]
    [Deleted User] Posts: 3,297 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Marknoon1 said:
    I’ve just applied for a loan with hatachi and been denied. 
    I’m with hatachi at the minute with a loan for a car I owe £327 which is not due till the 11th of next month. I’ve never missed a payment and not taken any other loans or credit out for anything else. Not open till Monday so can’t call. Just wondering if I’ll be denied again or due to it being a robot it’s just a small case of talking to a person? 
    Thanks for any advice 
    I doubt anyone in the call centre is going to be able to over turn the decision. For whatever reason you don’t fit Hitachi’s profile to borrow more money so you need to start looking at alternatives. 
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Marknoon1 said:
    I’ve just applied for a loan with hatachi and been denied. 
    I’m with hatachi at the minute with a loan for a car I owe £327 which is not due till the 11th of next month. I’ve never missed a payment and not taken any other loans or credit out for anything else. Not open till Monday so can’t call. Just wondering if I’ll be denied again or due to it being a robot it’s just a small case of talking to a person? 
    Thanks for any advice 
    I think your going to have go with plan B.
    Whats on your credit file, what debts other than the loan do you have, credit cards etc.

  • MEM62
    MEM62 Posts: 5,312 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    This time round they do not want your business.  Look elsewhere.   
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