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How soon to remortgage
katebyrne
Posts: 27 Forumite
Firstly, a huge thank you to @ACG for stopping me losing my mind throughout our mortgage process!
We completed on 26th June and love our new home. I'm just curious more than anything... How soon can you remortgage for a better rate? We're with bluestone and my adverse (CCJ) disappears from my report in September. Is it worth looking then or not?
Thank you!
We completed on 26th June and love our new home. I'm just curious more than anything... How soon can you remortgage for a better rate? We're with bluestone and my adverse (CCJ) disappears from my report in September. Is it worth looking then or not?
Thank you!
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Do you mind me asking how long your decision in principal took? In waiting for a week now!0
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@katebyrne did you not ask him? He has already given me the heads up as to when I would be best to look as I've been in contact with him since I completed my purchase and moved in.
Mortgage started 2020, aiming to clear 31/12/2029.0 -
It depends what early repayment charges you will have from Bluestone to redeem your current mortgage.katebyrne said:Firstly, a huge thank you to @ACG for stopping me losing my mind throughout our mortgage process!
We completed on 26th June and love our new home. I'm just curious more than anything... How soon can you remortgage for a better rate? We're with bluestone and my adverse (CCJ) disappears from my report in September. Is it worth looking then or not?
Thank you!
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Our DIP came through the same day but full application took just over a week. Good luckmortgagetakingages said:Do you mind me asking how long your decision in principal took? In waiting for a week now!
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