Just incase anyone is awaiting a Nationwide decison

lemliss

They've told me today they have implemented a new system for checking documents, when everything has gone to underwriters it can take up to 9 working days for them to assess everything, he said if they are requesting further documents aswell they are trying to see what they need all at once but if they do request more things it starts again from there and can take 9 days. Currently they are working at 4 days (ish).
Thought this might help anyone who (like me) is stressing themselves daft and can't sleep at night.
😂🤦🏼‍♀️

thaddy

Thanks for the update. Did you apply directly or through a broker?

lemliss

thaddy said:

Thanks for the update. Did you apply directly or through a broker?

Through a broker. 
I just called Nationwide direct as the person selling the house is getting worried as the house they want the move is urgent for their seller apparently. My broker wasn't sure on timescales so I just rang direct and asked x

Loglog

lemliss said:

thaddy said:

Thanks for the update. Did you apply directly or through a broker?

Through a broker. 
I just called Nationwide direct as the person selling the house is getting worried as the house they want the move is urgent for their seller apparently. My broker wasn't sure on timescales so I just rang direct and asked x

I rang them today and they told me exactly the same. Did they ask you any further questions verbally when you rang up directly and when did you submit the application? thanks !

lemliss

Submitted our application on the 6th July. No further questions asked when I called up. 

lemliss

Updated timeline for ours now 

Where we are at with ours (Nationwide)
Dip - 2nd July - accept 
Full application- 8th July
Requested payslips and ID - 9th July
Valuation booked on 13th July for the 20th
Hard credit check - 19th July
Valuation-  20th July
Requested further documents (letter confirming I am back from furlough leave) - 22nd July 
Requested July payslip confirming I am back from furlough (despite having employment letter) - 27 July

Called to query when we are likely to hear- they said the backlog is huge and although my valuation was done on 20th they are expecting the report to be returned on the 30th and the  another 5 working days for assessment (this doesnt include the next working day either so actually 6)