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'97 (Mortgage Style) Student Loan nearly expired, but may need to start paying it back

bill_face
bill_face Posts: 13 Forumite
Second Anniversary First Post
Hello all. 

I wondering what happens if you start paying back a student loan near the end of the 25 year expiry period. Do you pay it back in full, or only until the loan expires. 
I graduated in 2000, and have never so far exceeded the deferment threshold, but may be close this and following years. So I'm wondering if I exceed the threshold do I pay the loan back entirely, or do I just pay in installments until the 25 year point is reached (2025)?

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