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Help! Student loan mistake on application?
KAP0365
Posts: 178 Forumite
Applied direct to NatWest and think I only put 100 a month in for my student loan, they’ve only asked for payslips but it’s actually 232 a month I’ve just seen! House movers joint application for £363k mortgage on £120k salary with 32% deposit, very quick application and have been told credit check successful, should I phone them and tell them?!?!
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Comments
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Anyone? My husband says don’t worry about it as it won’t make any real different to affordability but I don’t want them to think I lied? Also don’t want them to say they have to start all over again as we’ve been hard checked once...
last application 5 years ago was paper and all very clear individual commitment details required, this time very different!0 -
They'll change it when they get the payslips or ask for explanation. Mistakes happen, I wouldnt worry if your affordability is good1
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Thank you. Affordability is fine, less than 25% of joint take-home pay, although my husband has no debt, I have some (24% credit card utilisation). When we had the AIP done (soft check) They said they could lend £190k more than we’re asking for but not sure how reliable that is. Panicking more than I did the first time round!0
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