Advice with Leeds Building Society

JRG_4

Hi, 

Me and my partner are FTB’s and have recently been given an AIP with Leeds building society on their 1.89% 2 year Help to Buy mortgage. We have it agreed for 117k. My income is 18,065, hers 22,465.
We have £2400 in a help to buy isa and the rest of the deposit (£5300) is coming from a gift from a family member.

We both have PCP cars, 1 for £308 my side and My partners £339. I have an outstanding CC balance with barclays for £982 although this was £3500 a few days ago until i paid the majority off so my equifax/experian doesn't show that yet.
I also have a few other direct debits for items at Currys (£57pm) and a watch for (£67pm). Both finish in 2022

My broker has requested  4 months statements and payslips. 

Im worried about the statements as over lockdown ive spent the majority of my time on xbox purchasing games and downloadable content so this shows a lot on my statements. One month nearly £400 has been spent. The others are £100 or less. Is this something i need to worry about?

JRG_4

^Any advice, past experience would be great! Thanks

JRG_4

JRG_4 said:

^Any advice, past experience would be great! Thanks

.

MD2096

Hi,

I have also applied for a HTB Mortgage with Leeds so would love to know how you’ve got on with them? 

Thanks, 
Melissa 

JRG_4

MD2096 said:

Hi,

I have also applied for a HTB Mortgage with Leeds so would love to know how you’ve got on with them? 

Thanks, 
Melissa 

I’m still no further. Waiting for authority to proceed from Help To Buy. Until then i cant put the full application in with leeds