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Offering a F&F for unenforcable debt
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monkeyman1964
Posts: 8 Forumite
Is there any disadvantage in making a very low F&F on an unenforcable debt ? I'm guessing there is nothing in terms of admission of liablity as the debt still exists and has been paid into via a DMP, but just wanted to make sure I am not making matters worse if not accepted and I continue to not pay ?
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No, not really. As you say - you've acknowledged the debt exists by the very fact you are paying it via a DMP, so in that case you are not hindering the course of a 'statute barred status'. That particular clock starts ticking when you stop paying and stop communicating with the debt owner. So I'd say go for it, you've nothing to lose.1
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No harm in offering as you have already accepted that it exists. How much are you paying towards it via the DMP?0
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paying £25 p/m on £3k0
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