DIP declined by Nationwide

leah1998

My partner and I had been getting advice from mortgage advisors and told we were in a position to apply for a mortgage with a 10% deposot. Yesyerday we put an offer onna hoise and it was accepted. Due to COVID-19 the only lender offering 90% mortgage is HSBC but they are rationing applications each day and very difficult to get with. It was announced a few days ago that on 20th July Nationwide will be introducing 90% mortgages again but only for 25 year term. I called a new mortgage advisor to shop around a few days ago and he could not answer my question as to how much his services were and began to do me a DIP with Nationwide for me however because they are not yet offering 90% mortgages the decision in principle was rejected. I was not happy with his services and went to another mortgagae advisor who I have chosen to stay with. The new advisor was annoyed that the other advisor had it declined with Nationwide because he worries when he does a DIP with Nationwide on Monday when 90% is available they'll not accept because of the failed one. Can someone confirm I can still reapply to same lender and be accepted due to changed criteria? 

GDB2222

When they declined did Nationwide give a reason?

MovingForwards

https://forums.moneysavingexpert.com/discussion/6169495/failed-decision-in-principle#latest

Background.

Thrugelmir

 Certainly seems as the NW are attempting to filter down the applications at the outset. " While applicants will be subject to enhanced affordability and credit score criteria"