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Online sofa purchase

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amii_scandal
amii_scandal Posts: 5 Forumite
Fifth Anniversary Combo Breaker
in Consumer rights
Hi everyone.

I'm looking at purchasing a sofa online this week and they have a couple of payment options available.
I'd just like to know which would give me protection in case its never delivered or is faulty etc.

I can pay using a debit/credit card or PayPal.

I have a debit card, a pre paid credit card and a PayPal account. Which one is safer?

Thanks 😊 

Comments

  • JJ_Egan
    JJ_Egan Posts: 20,281 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 15 July 2020 at 12:40PM
    Credit card not PP.
    But online may not be local .
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Credit card every time. If there's any trouble, you can make a claim under Section 75. I've done that before and was so grateful I'd used my credit card. For goods over £100 that is. 
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    JJ_Egan said:
    Credit card not PP.
    But online may not be local .
    What do you mean, online may not be local? That's usually NOT a problem!
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Do you have a non pre-paid credit card? If not your pre-paid credit card gives you chargeback protection, same as your debit card.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • JJ_Egan
    JJ_Egan Posts: 20,281 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MalMonroe said:
    JJ_Egan said:
    Credit card not PP.
    But online may not be local .
    What do you mean, online may not be local? That's usually NOT a problem!

    OP posted in Local Money Saving
    Post has been moved .
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