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DMP, NatWest and missed payments
RainbowGirl90
Posts: 7 Forumite
Hi
As part of my DMP (which is through step change) I have a NatWest credit card and NatWest overdraft. Other than a period in 2018 when I had a medical issues that meant I was off work I have paid the full amount of my DMP each month (during the rocky period in ‘18 I did some reduced payments and some token £1 payments).
However, I’ve noticed on my credit score that each month I am getting a missed payment from NatWest. Can they still mark it as a missed payment even though they are getting money through my DMP?
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Comments
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Your DMP payment is likely less than what the contractural payment was for, so yes, it’s correct.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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