Money 14 July at 2:46PM in Debt-Free Wannabe 6 replies 595 views

amywt90

Hey,
I completely get that this post is going to get a lot of angry replies but please just hear me out, I know I am completely in the wrong. Me and my ex were together for 8 years and lived
together for 2. In the time we lived together we had a lot of money issues. Catalogues were taken out under his name by me and I am truly sorry for doing so this and know I shouldn’t have. I have been making payments but not the full payments. My ex has found out and is understandably upset and annoyed. In total it comes to £2500 roughly. I have made some payments this weekend etc and have said I will make the biggest payments I can going forward (£900 when I get paid next week) he is deciding wherever to go to the police or not, I can obviously understand if he does. I’m just really scared that as I care for my Mam I will go to prison and there will be no one else to look after her. I obviously don’t expect any sympathy on this I’m just really concerned for my Mam

fatbelly

Hey, we deal with all sorts here.

Unlikely the police will be very interested.

As these are catalogues, I have known cases (JD Williams group) where the company concerned switched the account into another name because fraud was admitted. If you accept that these are your debts then you should be able to give permission for that to happen. He'll have to initiate it and give your details

sharpe106

If you pay them back I am sure the police have far more interesting things to deal with. 

sourcrates

Like checking for face masks for instance.......

amywt90

fatbelly said:

Hey, we deal with all sorts here.

Unlikely the police will be very interested.

As these are catalogues, I have known cases (JD Williams group) where the company concerned switched the account into another name because fraud was admitted. If you accept that these are your debts then you should be able to give permission for that to happen. He'll have to initiate it and give your details

Thank you, just very worried and I will have a look into this today and see if that can be done 

fatbelly

It may be more difficult if it's Shop Direct but worth asking the question.
Your ex will have to do that, of course. They won't talk to you in the first instance.

enthusiasticsaver

It is doubtful the police will be interested and I am sure it won't come to prison. Make a definite arrangement to pay going forward and maybe speak to the catalogue but I hesitate to say they will be ok with transferring it into your name but worth a try. Do a budget showing the catalogue and your ex what you can afford and prioritise it over everything other than essential bills like rent/mortgage and utilities/food. Do you have other debts?