Anyone else awaiting a decision from aldermore?

motherofcats

MA put in application for mortgage on 10/07/20. I know their website says up to 8 working days to underwrite but I am going crazy waiting to see whether they are offering me a mortgage or not.
 Anyone else waiting for aldermore?

Hannah13409

Hi, how far along are you now with your application 

motherofcats

Hannah13409 said:

Hi, how far along are you now with your application 

Application submitted via broker on 10/07/20
valuation instructed on 20/07/2020
Valuation carried out 24/07/20202 (they also asked questions regarding deposit today, which I was easily able to answer and evidence)

Hannah13409

Hi keep me updated 
we had our aip last week and full application went in today also via broker this is our last shot before we give up and try again at a later date we had a mortgage offer back in January and the seller pulled out then our next application for this house was cancelled by the mortgage lender back in March 

motherofcats

Hannah13409 said:

Hi keep me updated 
we had our aip last week and full application went in today also via broker this is our last shot before we give up and try again at a later date we had a mortgage offer back in January and the seller pulled out then our next application for this house was cancelled by the mortgage lender back in March 

Will do. I am hoping to hear back from my MA tomorrow, hopefully valuation went well. I hope I will hear about the mortgage offer asap as it's so stressful not knowing

Hannah13409

I had a request yesterday a form to fill out self employment declaration form so I probably won’t hear anything til next week now 

motherofcats

Valuation was fine, apparently. Report was sent through same day to aldermore. They still have not issued the offer, however.

motherofcats

Ho hum another weekend of waiting

Hannah13409

They came back to me today asking for statements they already have and a letter from nationwide confirming they don’t issue savings statements with names on them 

motherofcats

They asked me for more info on 24th which I sent my broker the same day. He only uploaded it to aldermore on 29th. To say I am unimpressed at the delay is an understatement.

motherofcats

Finally have had the mortgage offer from aldermore!
AIP - 23/06/2020 - went to underwriter but then given the ok
Full application - 10/07/2020 (hard credit check done same day)
Valuation instructed on 20/07/2020
Valuation completed on 24/07/2020
Valuation report all ok 27/07/2020
More docs required regarding deposit 29/07/2020.
Mortgage offer issued 04/08/2020