In a spot of bother!

sourcrates

No one gives you a CCJ, there is a civil procedure to follow in order for that to happen, you will get plenty of notice.
Creditors will normally just pass your account to a debt collector or sell it, no court.

If this is all too much for you just make arrangements to pay and forget the details.

xFedUpx

Hi one of my creditors  will not accept £1 payment  unless i fill in income expenditure Form and  send them bank statements. I have filled in the form but they are tellin me its company policy they need bank statements , which i am not prepared to share. Ive cancelled the direct debit but they just keep setting up a new one. Is there anything i can do  x

fatbelly

xFedUpx said:

Hi one of my creditors  will not accept £1 payment  unless i fill in income expenditure Form and  send them bank statements. I have filled in the form but they are tellin me its company policy they need bank statements , which i am not prepared to share. Ive cancelled the direct debit but they just keep setting up a new one. Is there anything i can do  x

Change bank.

It's safest and saves an argument.

Edit: Let me guess - was that Littlewoods?

xFedUpx

Good guess
Thank you

socks_uk

May I just ask something...  in your SOA you have contents insurance but not buildings insurance but you have a mortgage and are not renting?  Can I check that you actually have a joint buildings/contents insurance but you marked it as just contents?
Sending you warm wishes.  xx