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What are my chances?
lantanna
Posts: 4,471 Forumite
Default on credit file from 2016, several missed payments in 2019, use of pay day loans last one 2019.
I was going to go for a mortgage in 2022 when the default was gone, but now I’m wondering if I could bring it forward to next summer.
I was going to go for a mortgage in 2022 when the default was gone, but now I’m wondering if I could bring it forward to next summer.
First time buyer, salary 30k, deposit £30-£35k, 2 credit cards paid off in full every month, no outstanding debt. Properties between £120k and £150k.
Is it worth trying or wait the extra year...
0
Comments
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Can't comment on the missed payments but I have a 2016 default and have used payday loans, have successfully got a high St mortgage with Natwest at 1.86%
Speak to a broker xx1 -
Great thanks for that, I’ve still plenty of time to go, just hoping the world will be more settled next summer and a mortgage possible : ) I’m on the right track0
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