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Bounce back loan credit checks

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I'm being credit checked for a bank account before I'm able to apply for a bbl. My business is profitable and has very good credit but I have a personal IVA so I'm being rejected before get the chance to apply. 

What can I do? 

I had applied through my bank which is tide but they have stopped offering loans. 
What they are doing is surely against the whole point of bounce back loans. 
Any ideas 

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