I paid a discounted debt. Now they say it was a mistake and they want more.

Waiting4Tomorrow

OK The short version is. I had a CCJ against me. I was offered a discount if i paid in full but i was unable to do so and i was paying an agreed amount of £10 a month to Lowell. Recently i asked if the discounted offer still stood as i was now able to pay a lump sum. They offered me 50% off the amount still outstanding. I agreed and paid. Now they are saying the offer was a mistake and they want me to continue paying untill the full amount is paid. I told them i have no intention of giving them any more money and as far as i am concerned the matter is now closed and i want them to remove the default from my credit file (the CCJ was removed last month under the six year rule). I suffer from mental health problems and i believe they took advantage of me at a time when i was very vulnerable. I have researched Lowell and found they are basically parasites. As i have paid what they asked is there anything they can do?

Spendless

Do you have anything written that says 'full and final settlement' for the discounted price you paid?