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Fixed Rate Mortgage
**pramaholic**
Posts: 14 Forumite
Hi-I am currently looking at applying for a 5 year fixed rate mortgage. Can anyone recommend a good rate or mortgage deal? I am currently with the Abbey and will soon be coming to the end of my 4.99 fixed rate soon. :beer:
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**pramaholic** wrote:Hi-I am currently looking at applying for a 5 year fixed rate mortgage. Can anyone recommend a good rate or mortgage deal? I am currently with the Abbey and will soon be coming to the end of my 4.99 fixed rate soon. :beer:
You can get some idea by visiting one of the sites linked above - charcol, moneyextra etc.
Most fixed rate deals have been revised down recently, so you should be able to fix for about 4.7% - not much lower than your current rate however.0 -
As posted previously there are rates form the mid 4.5%s upwards - however they all have differing fees.
Which one would be suitbale depends on your circumstances and what kind of loan amount you are looking at.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
yorkshire building soc, nationwide, clydesdale offset offer both seem pretty reasonable.
i just took out a 10yr fix with yorkshire building soc, at 4.99%.
they also now have a 5yr fix offset at 4.99% or 4.69% with no offset0
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