What do I pay off first?

Matt1892

Hi, I have 3 debts I am looking to reduce. 

HSBC credit card - £5500 (21.9%) This is now a loan as basically as they removed the credit from me 
Santander credit card - £2000 (18.9%) 
Lloyds loan - £2200 (9.9%) £45 minimum payment (60 months remaining) 

I have £400 a month to pay additional to these debts what would advise I aim to reduce first? I have paid £1000 off the Santander card in the last 2 months 

Thanks

RAS

Sort out HSBC first as that has the highest APR, check snowballing.

Disney_Princess85

RAS said:

Sort out HSBC first as that has the highest APR, check snowballing.

I agree. It has the highest interest. Pay the minimums on the rest the chuck all of the extra into the one with the highest interest rate. After that move onto to the Sainsbury's card then finally the loan. 

sharpe106

As above others   have said start with highest APR so HSBC and work from there.