Small pension pots advice

xylophone

OP, are you still employed?

Are you already drawing a pension?

What exactly does your State Pension Forecast say?

What effect will taking one of your small pensions have on your tax position?

Vegastare

I am retired on small NHS pension - I have leeway to claim tax back on a small pot under £10,000 at present....naturally as the years move on I will be liable to pay tax with State Pension and NHS pension......this was one reason I was asking regarding small pots.
We are financially sound with partner still working.  I have decided to speaking with Pension service - but think an appointment face to face might be a long way off.  But will see what is suggested.  Moving on will do as suggested on hre and speak with Aegon.
One finally question.......do I need to deal with someone eventually to get pensions like Hargreaves.  I looked last night at my paperwork and found the name of the firm mentioned to me by Aegon - they took over the small firm used by the company I worked for to run pension scheme and now it seems they have also taken over the firm where I saw the F A. One big happy family who I would like to avoid.
I would like to thank you for your replies.

xylophone

Would life be simpler all round if you opened a SIPP with HL (very easy) and then asked them to arrange for the transfer of the other pensions into it?

You would then have £30,000 - you could take 25% tax free and then draw down as best suited your tax position - you might choose to defer taking your state pension until the SIPP was exhausted if it would save tax?

Vegastare

xylophone said:

Would life be simpler all round if you opened a SIPP with HL (very easy) and then asked them to arrange for the transfer of the other pensions into it?

You would then have £30,000 - you could take 25% tax free and then draw down as best suited your tax position - you might choose to defer taking your state pension until the SIPP was exhausted if it would save tax?

Once again thank you....this does look like something I could look into.