Chipping away

Dmp_beginner

First step in my debt free diary but 18 months in to my dmp. Its not as scary as I first thought, I've chipped away from 45000 to 34500 in 22 months working with step change paying off any extra I could but also paying off one of my debts at a reduced rate. I should be mortgage free in September 2023 and will then have extra to pay off my dmp. Last negative marker will drop off in May 2026 not that it matters but I will probably need to replace my car by then as its already 8 years old.