Virgin mortgage AFTER furlough?

robyn841

This might be a little bit specific but has anyone had any luck getting a Virgin mortgage AFTER coming back from furlough? Partner was on furlough, we got a DIP for the 90% LTV (FTB) before the product got pulled, after a while they asked for a payslip without furlough on it, which after a bit of a wait has been submitted and we are now just waiting... However, I heard from my solicitor that they are a bit difficult with furlough, which has just added to my list of a million things to worry about. Does anyone have any success stories from someone is a similar situation?

hammadaries

Hi,
I am in the same situation where you are currently. Got DIP on 90%LTV last month. It has been two weeks I havent heard anything from them. 

robyn841

hammadaries said:

Hi,
I am in the same situation where you are currently. Got DIP on 90%LTV last month. It has been two weeks I havent heard anything from them. 

Yes the wait is torture. I was completely chill about everything until now! Let me know how you get on. We are right at the end of our purchase, all gone really quickly and smoothly and are about ready to exchange... if the mortgage is offered

Thrugelmir

Given the general state of the economy. There'll be extreme caution as people return to work from furlough. As it's now that redundancies will bite. Many organisations aren't going to return to pre lockdown levels of activity anytime soon. 

hammadaries

In my situation, I am not coming from furlough. Still, this wait is killing me.

robyn841

Got a phonecall from our broker yesterday evening... We got the mortgage!! YEA!!!!! Hope someone who was worrying like me sees this and it gives them some hope x